Coventry Health Care Drug And Alcohol Rehab Insurance Coverage
- Coventry Health Care Insurance Coverage
- Paying For Treatment With Coventry Health Care
- Do Rehabs Have To Be In-Network?
- Out-Of-Pocket Costs
- Covered Treatment Programs
- Verifying Your Coventry Health Care Insurance
Coventry Health Care provides insurance policies that help pay for various health conditions, including addiction. Coventry policyholders can use their health insurance plans to pay for addiction treatment programs, such as inpatient treatment, outpatient treatment, and other addiction services.
In Massachusetts, Coventry Health Care provides a variety of insurance coverage for alcohol and drug treatment. These policy options are broad and are usually accepted at Massachusetts rehab centers.
Typically, this type of coverage will help pay for care options like inpatient treatment, outpatient treatment, and many drug rehab therapies. By fully understanding how your insurance policy can help you, you or your addicted loved one can pay for a comprehensive treatment plan and move forward in recovery.
Coventry Health Care Insurance Coverage For Massachusetts Drug Rehab
When working with Coventry Health Care as an insurance company, you typically have three tiers of plans available to you. These plans are designed to handle various treatment costs and vary depending on how much you’re willing to pay. These tiers may pay for 70 up to 90 percent of treatment expenses.
The differences between these plans hinge not only on their total coverage level but how much copayments, deductibles, and other payments you have to cover yourself.
Health insurance plans like those offered through Coventry help those with substance abuse issues find the treatment they need to enter long-term recovery.
Using Coventry Health Care Insurance To Pay For Substance Abuse Treatment
Although drug rehab help is essential for addiction recovery, it is often out of many people’s price range. Thankfully, Coventry Health Care’s substance abuse treatment insurance can help.
These policies can decrease the amount of money that you have to pay by reducing your out-of-pocket costs. They also dictate elements such as your in-network capability.
Do Rehab Centers Have To Be In-Network With Massachusetts Coventry Health Care?
Your addiction treatment can include many residential treatment options and is designed to handle physical and emotional struggles with substance abuse. In most cases, Coventry Health Care insurance carriers provide coverage with in-network and out-of-network treatment facilities.
For example, PPO and HMO plans put you in a care network that helps to cover all or some of your treatment if you stay in-network.
Some of these insurance policies do provide limited help outside of your network but will decrease how much they pay for out-of-network treatment. Make sure to talk with your insurance provider to ensure you don’t make any coverage errors.
Out-Of-Pocket Addiction Treatment Costs
During alcohol and drug rehab, Coventry Health Care will handle most of your costs. However, your deductibles, copayments, and premiums must be paid out of pocket. Though these prices may seem costly with certain plans, they are always lower than what you’d pay if you did not have insurance.
Beyond these items, your drug rehab center may also ask you to pay for any snacks that you eat—though they do provide meals—and do not compensate for your transportation costs. If you stay at a rehab center and go on any outings, you may have to pay for any expenses outside of your care.
Finding A Massachusetts Rehab Center That Accepts Coventry Health Care
In Massachusetts, many drug rehab facilities widely accept Coventry Health Care. This insurance company is broadly respected. Speak to your insurance carrier representative to learn more about your coverage before selecting a rehab center.
Does Coventry Health Care Cover Inpatient Rehab Programs?
Yes, Coventry Health Care does cover inpatient rehab in most cases. Inpatient treatment, also called residential treatment, provides the most intensive form of care for substance use disorders, so many insurance companies offer coverage for it.
Coverage will depend on your health insurance policy and your individual treatment plan. Pay attention to what your plan says about substance abuse treatment, alcohol and drug treatment, and other steps. Doing so ensures that you get the help you need.
Is Drug And Alcohol Detox Covered By Coventry Health Care?
Detoxification is, for some, a critical part of the recovery process. Most inpatient treatment plans start here. As a result, Coventry Health Care insurance is usually willing to cover this treatment. Again, make sure you talk to your provider or a treatment representative to know for sure.
Does Coventry Health Care Cover Outpatient Drug Rehab?
Outpatient drug rehab is one of the most common methods used because it allows individuals to come and go during treatment. And outpatient treatment programs are usually covered by Coventry Health Care.
Your plan may require that you get a medical assessment showing the need for treatment before covering outpatient services.
Are Partial Hospitalization Programs Covered Through Coventry Health Care?
Over the years, Coventry Health Care has expanded its coverage to handle care options like partial hospitalization programs. This type of treatment is a middle ground between inpatient treatment and outpatient treatment and is a good choice for those just starting out on their recovery path.
Are Intensive Outpatient Programs Covered By Coventry Health Care?
Intensive outpatient programs provide extra medical attention in difficult care times, such as when a person needs outpatient care yet still needs intensive treatment options. Its critical importance to recovery means that Coventry Health Care usually covers it for those who qualify.
Does Coventry Health Care Cover Medication-Assisted Treatment Programs?
Medication-assisted treatment, or MAT, is a type of rehab program that makes it easier for you to transition to recovery without suffering withdrawal. This may include medically assisted detox and is usually covered by Coventry Health Care policies.
Does Coventry Health Care Cover Methadone Costs?
Methadone, or methadone maintenance therapy (MMT), is designed to provide those with an opioid addiction relief from their withdrawal symptoms. Typically, this type of treatment is covered by Coventry Health Care, especially if an individual has suffered severe opiate withdrawal pains in the past and needs help.
Will Massachusetts Coventry Health Care Cover Suboxone Therapy?
Many Coventry Health Care plans have coverage for Suboxone, buprenorphine, and Suboxone therapy. This type of medication-assisted treatment makes it easier for a person to fight off withdrawal symptoms to make recovery more comfortable in a controlled environment.
Does Coventry Health Care Cover Sober Living?
Sober living is a type of transitional living experience that makes it easier to regain sobriety and an everyday stable life. Coventry Health Care often covers transitional living facilities and sober living homes if used for treatment and if it is not a permanent living option for an individual.
Does Coventry Health Care Cover Aftercare Recovery Programs?
Aftercare treatments provide continuing care for an individual that makes it easier to transition to a sober life. This type of continued care also manages a person’s potential for relapse by using counseling and other relapse prevention therapy methods. Coventry Health Care does usually cover this type of care.
Verifying Your Coventry Health Care Insurance for Addiction Treatment
If you or someone you love needs addiction treatment, consider using Coventry Health Care to pay for their substance abuse treatment. By getting residential treatment, you help ensure that you or your loved one have the best chance at conquering addiction.
Reach out to us at Spring Hill Recovery Center today, so you can set yourself up for long-term recovery. Our treatment experts are always standing by to assist individuals by explaining our treatment options and offering other services.
Please call us today to learn more about how we can help you. You owe it to yourself to beat addiction and stay healthy for good.
Written by Spring Hill Editorial Team
©2021 Spring Hill Recovery Center | All Rights Reserved
This page does not provide medical advice.
- Coventry Insurance https://coventry.com/
- Coventry Insurance—About Coventry https://coventry.com/about-coventry/
- National Institute on Drug Abuse—Treatment Approaches for Drug Addiction https://www.drugabuse.gov/publications/drugfacts/treatment-approaches-drug-addiction
- National Institute on Drug Abuse—What is Drug Addiction Treatment? https://www.drugabuse.gov/publications/principles-drug-addiction-treatment-research-based-guide-third-edition/frequently-asked-questions/what-drug-addiction-treatment