Regence Drug And Alcohol Rehab Insurance Coverage
- Regence Insurance Coverage
- Using Insurance To Pay For Treatment
- Do I Have To Stay In-Network?
- Out-Of-Pocket Costs
- Covered Treatment Programs
- Verifying Your Regence Insurance
Regence insurance company offers a variety of coverage options through its health insurance plans, such as alcohol and drug treatment coverage. Regence members may be able to use their health plans to pay for drug and alcohol rehab programs, including inpatient treatment and outpatient services.
Regence is a member of the Blue Cross Blue Shield Association and provides healthcare to millions of people across the United States. Regence insurance coverage can help policyholders better manage the cost of addiction treatment.
How much you pay for drug rehab varies based on the type of treatment and the details of your individual health plan. Learning how your insurance works with addiction treatment programs is a vital first step in getting the help that you need.
Spring Hill Recovery Center works with many different insurance providers, including Regence insurance.
Regence Insurance Coverage For Massachusetts Drug And Alcohol Rehab
The cost of substance abuse treatment can vary from person to person. Understanding what can impact your costs can help you make the most out of your addiction treatment.
The specific details of an insurance plan can change your out-of-pocket costs. Plans with a higher deductible require individuals to pay more upfront before their insurance kicks in and starts covering costs.
Where the treatment center is located can also change costs. Different treatment programs include: inpatient treatment, outpatient treatment, residential treatment, detox programs, and more. Each rehab program can also have different costs depending on the type of coverage you have from Regence.
Using Regence Insurance To Pay For Addiction Treatment
The cost of drug and alcohol treatment can be prohibitive without an insurance plan. In order to make the most out of your addiction treatment plan, you should be aware of what can influence your out-of-pocket costs.
Factors like the amount of your deductible and whether or not a treatment center is in-network can change your costs.
Do I Have To Stay In-Network To Use My Regence Insurance For Massachusetts Drug Rehab?
Your insurance coverage will likely cover all, or part of, the costs of drug rehab in an in-network treatment center. A PPO or HMO insurance company operates with a network of doctors and treatment centers that accept their specific insurance. Working with an in-network drug and alcohol rehab center can increase the odds of your insurance being accepted.
Each insurance plan is different. Whether or not a particular rehab center is in-network or not changes from policy to policy.
Out-Of-Pocket Costs For Drug Rehab
There can be out-of-pocket costs for addiction treatment. The amount of these costs depends on the plans offered by a given insurance carrier.
Deductibles are a large source of out-of-pocket costs. Until the amount of the deductible is reached for the calendar year, the cost of care will be out of pocket.
Copayments are another cost that comes along with what is covered by an insurance policy. Insurance plans only cover certain percentages of treatment, while policyholders are responsible for the remainder of treatment expenses.
However, many addiction treatment centers offer ways to help manage costs, including sliding fee scales, payment plans, and scholarships.
Finding A Massachusetts Rehab Center That Accepts Regence
Finding a treatment plan that works with your insurance can be challenging.
Here are a few things to keep in mind:
- Regence insurance is widely accepted
- Spring Hill Recovery Center can help you determine if your insurance covers drug rehab programs
- knowing about your insurance plan can help prevent unexpected costs
Does Regence Cover Inpatient Rehab?
Regence insurance may cover all or part of the costs related to inpatient treatment for substance use disorders. Inpatient rehab can be a great choice for people in recovery who require more direct medical supervision or for those just taking their first steps towards sobriety.
Residential drug rehab programs offer more community support than outpatient programs.
Is Alcohol And Drug Detox Covered By Regence?
Detox can be a vital first step for individuals recovering from addiction. Detoxification allows the individual struggling with addiction to get a stable footing for the rest of their recovery.
This process removes all traces of the addictive substance from the person’s body. Drug and alcohol detox programs are often under medical supervision. Insurance plans by Regence can cover detox treatments depending on the specific details of the plan.
Does Regence Cover Outpatient Drug Rehab?
Outpatient treatment programs can be covered either in part or in full by Regence insurance plans. Individuals who are further along in their treatment often choose outpatient treatment for addiction.
An outpatient rehab program allows people to stay connected with the outside world while making sure they get the care that they need. These outpatient services allow individuals to return to their homes or leave for work after the treatments are concluded for the day.
Are Partial Hospitalization Programs Covered Through Regence?
In partial hospitalization programs (PHP), individuals who are struggling with drug or alcohol addiction receive care for part of the week in a hospital setting while spending the rest of the time in their own homes.
This type of treatment offers a combination of therapies and medical care. Partial hospitalization treatment allows people to maintain a regular presence at their home or even continue with their careers while getting treatment.
Regence insurance plans are capable of covering all, or a part, of the cost of a PHP, but may require proof of medical necessity for coverage (also called prior authorization).
Are Intensive Outpatient Programs Covered By Regence?
Intensive outpatient programs (IOP) can be covered by Regence insurance policies. The amount of coverage depends on the type of insurance and other factors, such as whether the treatment is in-network or not.
In an intensive outpatient treatment program, individuals who are struggling with alcohol or drug addiction will receive individualized care. These rehab programs either operate after work hours or for a few consecutive days during the week. An IOP allows people to get treatment while still staying connected to their jobs and home life.
Does Regence Cover Medication-Assisted Treatment?
Medication-assisted treatment (MAT) can be partially or fully covered by Regence insurance plans. A MAT treatment plan uses prescription medications to improve and stabilize a detox.
Medical detox can be required when the detox process is risky for a person’s health. Medically supervised detox programs have doctors and nurses overseeing the progress of medically assisted detox.
Does Regence Cover Methadone Costs?
Methadone maintenance therapy is an effective treatment for opioid addiction. Individuals being treated in an MMT program take daily doses of methadone in a pill or liquid form in order to lower withdrawal symptoms and curb cravings.
Regence insurance can help cover all or part of the cost of medication-assisted treatment with methadone. Coverage amounts depend on your individual plan and will be outlined in your plan’s pharmacy benefits.
Will Massachusetts Regence Insurance Cover Suboxone Therapy?
Suboxone is a ground-breaking treatment that uses buprenorphine to actively block the ability of other opioids to bind with receptors in the brain. This creates a safe way for individuals struggling with opioid addiction to manage their condition. Suboxone therapy is very safe and has impressive evidence-based results.
An insurance plan from Regence may help cover the costs of medication-assisted treatment with Suboxone.
Does Regence Cover Sober Living Home Costs?
Substance abuse is an ongoing condition. Some individuals can improve their long-term recovery results with a residential treatment program that provides sober living housing. Sober living homes offer a safe way for people in recovery to build a community with people who understand what they are going through.
The cost of transitional living facilities may be better managed with insurance plans like those provided by Regence.
Does Regence Cover Aftercare Recovery Programs?
Substance use disorders are conditions that are prone to relapse. This is what makes aftercare programs so vital to successful treatment. A continuing-care program helps individuals by providing support through relapse prevention after the end of their primary treatment.
A Regence insurance plan may help reduce the cost of continued care.
Verifying Your Regence Insurance for Addiction Treatment
If you or a loved one are searching for addiction treatment, Spring Hill Recovery Center can help make your search easier by offering insurance validation, an initial assessment, by going over the details of treatment plans, and more.
Spring Hill is an accredited treatment center that uses evidence-based treatments to help manage addiction, trauma, and co-occurring disorders.
Call Spring Hill Recovery Center’s helpline today to learn more about how we can help you with the next steps in your addiction recovery.
Written by Spring Hill Editorial Team
©2023 Spring Hill Recovery Center | All Rights Reserved
This page does not provide medical advice.
- Johns Hopkins Medicine—Treatment Settings https://www.hopkinsmedicine.org/substance_abuse_center/treatment/settings.html#php
- Regence—Regence Insurance https://www.regence.com/home
- Substance Abuse and Mental Health Services Administration (SAMHSA)— Medication-Assisted Treatment https://www.samhsa.gov/medication-assisted-treatment